GCash Cash-In Fees or Rates
GCash Cash-In | Fee Amount |
---|---|
via linked bank account in the GCash app (BPI and Unionbank) |
PHP 5 |
via remittance in the GCash app (Western Union, Moneygram, and other remittance partners) |
FREE |
via PayPal linked in the GCash app |
FREE |
via Payoneer linked in the GCash app |
2% of cash-in amount |
via Over-The-Counter outlets below the monthly free cash-in limit of PHP 8,000 |
FREE |
via Over-The-Counter outlets above the monthly free cash-in limit of PHP 8,000 |
2% of cash-in amount |
via bank's mobile banking app. Fees depend on bank partners. |
PHP 0 to PHP 50 |
via Global Partners and Remittance |
Variable transaction fees |
via BSP Coin Deposit Machine (CODM) |
PHP 0.00 (FREE) |
via Sari-Sari Store / GCash Pera Outlet |
1% of cash-in amount |
GCash Cash-Out Fees or Rates
GCash Cash-Out | Fee Amount |
---|---|
via Over-The-Counter outlets is charged with a withdrawal fee. |
2% of cash-out amount |
via GCash Mastercard ATM withdrawal. Fees depend on servicing bank. |
PHP 10 to PHP 18 |
via GCash Mastercard ATM withdrawal outside the Philippines |
PHP 150 |
via third-party outlets |
Variable transaction fees |
GCash Mastercard Rates and Fees
GCash Mastercard Transaction | Fee Amount |
---|---|
Buy GCash Mastercard offline |
PHP 150 |
Buy GCash Mastercard online (+ PHP 65 delivery fee) |
PHP 215 |
Balance Inquiry via ATM (in the Philippines) |
PHP 3 |
Balance Inquiry via ATM (international) |
PHP 50 |
Withdraw money via ATM (in the Philippines) |
PHP 10 to PHP 18 |
Withdraw money via ATM (international) |
PHP 150 |
Point of Sale (POS) terminals |
FREE |
Online transactions |
Depending on the payment processor, a small percentage of the total |
GCash Send Money Rates and Fees
GCash Send Money | Fee Amount |
---|---|
via Express Send |
FREE |
via Send with a Clip |
FREE |
via Send Gift (Ang Pao, Pamasko) |
FREE |
using Send via QR |
FREE |
via Bank Transfer |
PHP 15 |
via GCash Padala |
PHP 5 or 1.5% of the transaction |
GCash Bills Payment Rates and Fees
GCash Bills Payment Transaction | Fee Amount |
---|---|
Billers with fixed fees |
PHP 0 to PHP 60 |
Billers with percentage-based fees |
2% of bill amount |
GInsure Fee |
0.92% of the bill |
Bayantel |
FREE |
BIR |
FREE |
Cablelink |
PHP 10 |
Cignal |
FREE |
Credit cards |
FREE (for all registered billers) |
Converge ICT |
PHP 10 |
Eastern Telecoms |
FREE |
Globe At Home |
FREE |
Globe Postpaid |
FREE |
GSAT |
FREE |
Manila Water |
FREE |
Maynilad |
FREE |
Meralco |
FREE |
Meralco Kuryente Load |
10% transaction fee |
Pag-IBIG |
PHP 5 |
PLDT (DSL/Fiber) |
PHP 7 |
Prime Water |
PHP 5 |
Sky Fiber |
FREE |
Sky Cable |
FREE |
Smart Communications |
PHP 7 |
SSS |
PHP 8 |
GCash Load Top-Up Fees
Product |
Fee Amount |
---|---|
Smart/TNT regular load |
2% of the load amount |
Smart/TNT promo load worth Php 100 and below |
PHP 1 |
Smart/TNT promo load worth above Php 100 |
PHP 2 |
GCredit Interest Rates and Penalty Fees
GCredit | Fee Amount |
---|---|
The interest charged for the total credit purchased within the billing period. |
3% to 5% |
Penalty fee for unpaid loan 1-30 days after the due date |
PHP 200 |
Penalty fee for unpaid loan 31-60 days after the due date |
PHP 500 |
Penalty fee for unpaid loan 61-90 days after the due date |
PHP 900 |
Penalty fee for unpaid loan 90 days onwards after the due date |
PHP 1,500 |
GLoan Interest Rates and Penalty Fees
GLoan | Fee Amount |
---|---|
One-time processing fee in addition to the loan amount |
3% of the loan |
Late payment |
PHP 100 + 0.15% of the outstanding balance |
Interest Rate (rate assigned to you based on your GScore) |
1.59% to 6.57% per month, depending on your eligibility and chosen installment duration |
GCash General Account Fees
Other GCash-Related Transaction Fees | Fee Amount |
---|---|
Request money |
FREE |
FREE |
|
GGives Penalty Fee |
PHP 100 + 0.15% of the principal per day |
GCash PRO Biz Starter 99 subscription |
PHP 99 |
Dormancy Fee |
PHP 50 |
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